Performance of Kisan Credit Card Scheme by Regional Rural Banks in Punjab

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  • Research Fellow, Department of Commerce, Punjabi University Patiala – 147001, Punjab ,IN
  • Professor, Department of Commerce, Punjabi University, Patiala – 147001, Punjab ,IN



Kisan Credit Card, Regional Rural Banks
Kisan Credit Card


The nationalization of banks in 1969, entry of commercial banks and emergence of Regional Rural Banks in 1975 gave wider reach to short term delivery system in the country. The main objective of the present study is to assess the performance of Kisan Credit Card (KCC) scheme by the regional rural banks in Punjab. The performance has been studied in terms of number of cards; and amount sanctioned, disbursed and outstanding at the end of each year. The period of the study is from 2003-04 to 2014-15. It is found that agency-wise growth of KCC scheme has shown ups and downs throughout the period of study both in terms of number of cards; and amount sanctioned and disbursed.


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How to Cite

Kaur, H., & Dhaliwal, N. K. (2018). Performance of Kisan Credit Card Scheme by Regional Rural Banks in Punjab. Journal of Business Thought, 9, 70–80.
Received 2018-05-22
Accepted 2018-05-31
Published 2018-08-02



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