Performance of Kisan Credit Card Scheme by Regional Rural Banks in Punjab
Authors
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Research Fellow, Department of Commerce, Punjabi University Patiala – 147001, Punjab
Hardarshan Kaur -
Professor, Department of Commerce, Punjabi University, Patiala – 147001, PunjabNavkiranjit Kaur Dhaliwal
DOI:
https://doi.org/10.18311/jbt/2018/21326Keywords:
Kisan Credit Card, Regional Rural BanksAbstract
The nationalization of banks in 1969, entry of commercial banks and emergence of Regional Rural Banks in 1975 gave wider reach to short term delivery system in the country. The main objective of the present study is to assess the performance of Kisan Credit Card (KCC) scheme by the regional rural banks in Punjab. The performance has been studied in terms of number of cards; and amount sanctioned, disbursed and outstanding at the end of each year. The period of the study is from 2003-04 to 2014-15. It is found that agency-wise growth of KCC scheme has shown ups and downs throughout the period of study both in terms of number of cards; and amount sanctioned and disbursed.
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